Much like Swagbucks, Ibotta offers cash back on your purchases. Ibotta works both with online stores and in-person purchases. To earn cash back, you have to select your offers in the app. Buy the things you want, be it groceries (which is what Ibotta started with), clothes, or tech gadgets, and then redeem your points in the app. You can do this by either uploading your receipt or getting an Ibotta loyalty card to receive points instantly. Ibotta also sells gift cards through the app that you can then use for shopping.
The app is partnered with a large number of popular retailers and restaurants. The list includes Uber, Kohl’s, Booking.com, CVS, Walmart, Groupon, Costco, eBay, Walgreens, Petco, Trader Joe’s, Adidas, Best Buy, and more. Cash back payments are made through PayPal, directly to your bank account, or in the form of digital gift cards.
What’s the downside? It might take you a while to get enough cash back rewards to actually be able to redeem them. You’ll need at least $20, but if you want to get gift cards, some of them cost $25 and above. You also may not get your rewards instantly — it all depends on the retailer.